A SIP (Systematic Investment Plan) calculator helps you figure out how much your monthly investments in mutual funds can grow over time. It shows you the estimated amount you’ll have in the future based on how much you invest, for how long, and at what interest rate.

It takes your monthly SIP amount, the number of years you’ll invest, and the expected return rate, then calculates how much your money could grow. It helps you plan your investments smartly and see the power of compounding.

It’s a quick way to understand how your money can grow. Whether you're planning for a goal like retirement, a house, or your child’s education — the SIP calculator shows how much to invest and for how long.

A SIP calculator is for regular monthly investments. A lump sum calculator is for one-time investments. SIPs help you invest consistently over time, which can reduce risk and build wealth gradually.

Absolutely. That’s one of its best uses! It shows how regular investing — even small amounts — can help you reach big financial goals over time.

Yes, SIP calculators are designed for mutual fund investments. They work with equity, debt, or hybrid mutual funds and help you estimate returns based on expected market performance.

You can use any rate you expect. Most people use 10% to 12% per year for equity mutual funds, based on long-term average returns. But remember, returns are not guaranteed.

A good SIP planner is easy to use, works well on mobile, lets you adjust the amount, years, and return rate, and gives a clear result. Our SIP calculator does all that and more.

A monthly SIP calculator is based on fixed monthly investments, which is what most investors use. A daily SIP calculator spreads the investment across each working day. Both work — it’s just about your preference and convenience.

SIPs don’t have a fixed interest rate like FDs. The return depends on the mutual fund’s performance. Historically, equity mutual funds have given around 10–14% per year over the long term, but actual returns can vary.